Queensland stamp duty calculator

Queensland's general transfer duty rate applies unless a home concession applies, on whichever is greater: the price paid or the property's unencumbered value.

The excess over each band threshold rounds up to the next $100 before the rate is applied ("for each $100, or part of $100"); duty cannot be less than $0. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

First home concession

A first home buyer of an established home gets the home concession rate, then a further deduction (up to $17,350, phasing out between $710,000 and $800,000). There is no duty at all below $800,000 once both apply at the lowest prices. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

First home (new home) concession

A first home buyer of a new home pays no transfer duty at all, for agreements dated on or after 1 May 2025. There is no cap on the value. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

First home vacant land concession

A first home buyer of residential vacant land pays no transfer duty, for agreements dated on or after 1 May 2025. There is no cap on the value. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

First home owner grant

First home buyers of a new home valued under $750,000 get a $30,000 grant, for contracts signed on or after 20 November 2023. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

Home concession

Any home buyer who will live in the property (not just a first home buyer) is taxed at the lower home-concession rate on the first $350,000, instead of the general rate. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

Additional foreign acquirer duty (AFAD)

A foreign acquirer pays an extra 8% of the dutiable value of residential land they acquire, on top of ordinary duty, whether for investment or not. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

The Titles Registry charges $248.04 to lodge a transfer, plus $46.56 for every whole or part $10,000 of the price over $180,000. (Queensland Titles Registry Pty Ltd, verified 27 Sep 2026)

Registering a mortgage costs a flat $248.04. (Queensland Titles Registry Pty Ltd, verified 27 Sep 2026)

Lenders mortgage insurance (LMI) usually applies when you borrow more than 80% of the property’s value. It is not a government charge: premiums vary by lender and insurer, and there is no public schedule of them, so this page gives no figure. See deposit, LVR and LMI. Conveyancing, inspections and loan fees are quote-based: see complete buying costs. To add your deposit, loan repayments and the yearly cost of owning, use the true cost to buy and own calculator.

Duty is charged on whichever is greater: the unencumbered value of the property (usually market value) or the price you agree to pay. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

You must lodge your documents within 30 days of the liability arising, usually when the contract is signed or becomes unconditional, and pay the assessed duty before you can complete the transfer -- in practice at or before settlement. (Queensland Revenue Office (Queensland Treasury), verified 27 Sep 2026)

The calculator and every figure on this page come from the same encoded rules, each transcribed from the Queensland Revenue Office’s published rates or the legislation and linked to it. They apply by contract date: for a contract outside 1 July 2026 to 30 June 2027 the calculator says the date is not encoded rather than guess. It does not cover companies or trusts, transfers between relatives or spouses, deceased estates, other exemptions and concessions not listed here, or the eligibility conditions each concession carries (residence, prior ownership, income). Confirm your own position with the Queensland Revenue Office calculator or a conveyancer before you rely on it.