Guides
The complete topic library — organised by subject, plus the property glossary.
Essential guides
The strongest evergreen resources — not mixed with rankings or market commentary.
Property due diligence before buying in Victoria
The Section 32, inspections, legal review and cooling-off, in one guide.
Legal explainerSection 32 explained
What a Section 32 vendor statement is, the red flags, and how to read it before you sign.
Inspection guideBuilding & pest inspections: what they check
What an inspection covers against the Australian Standards — and what it misses.
ChecklistThe complete first home buyer checklist
Work through all nine dimensions — finance, grants, location, legal, building and value.
Case studyWorked example: apartment with a special levy
A worked scenario applying the due-diligence method to a real evidence pack.
Calculators and checks
The tools that go with the guides, each with its sources and limits stated.
What can I buy?
Your safe top price: the lowest of what a lender allows, what your savings cover and the repayment you can live with.
ToolTrue cost to buy and own
The cash you need to buy and the monthly cost of owning, with each figure from its own source.
ToolStamp duty calculator
Stamp duty and the other government costs of buying, state by state, with each rule linked to its source.
ToolBorrowing power calculator
An indicative estimate of what a lender may offer, not a lender assessment.
ToolLoan quote check
Put the rate a lender quoted next to what new borrowers paid on average, and see what the gap costs.
ToolFirst home buyer eligibility checker
Which first home buyer schemes may apply to your situation, one scheme at a time. General education, not a determination.
ToolVendor disclosure check
Tick off what the seller has given you and see what is missing and what the law in your state says you can do.
ToolPrice statement check
Check a Victorian Property Price Statement against the published rules, and see what to ask the agent.
ToolAuction ceiling
A bid ladder from the reserve up: deposit on the day, stamp duty, scheme caps and where your money runs out.
ToolShould I buy this property?
Your numbers, the lot and the price for one address: what decides the deal, what changes the price, and what to ask before you offer.
ToolLand tax and CGT scenario checker
Worked scenarios showing where Victorian land tax, duty and federal CGT give different answers on the same facts.
Filter every hub guide
Search or filter by buying stage and subject across all 167 guides in the 7 complete hubs.
Covers 167 guides across the 7 complete hubs. Every result below shows its jurisdiction and audience, plus its last-reviewed date where recorded — no separate filter for them: apart from the state-by-state pages, which name their own state, every hub guide is listed as Victoria, Australia, for home buyers.