Will I pay land tax or CGT? A scenario checker
Pick your situation. Each checker runs the same facts through Victorian land tax, duty and federal CGT rules, and shows where the answers split.
Pick your situation
Moved out and rented your home
Six-year rule for CGT vs the land tax absence exemptionCGT: Australia-wide · Land tax: Victoria onlySelling a home you rented out for longer
Rented 6+ years: how much of the gain is taxableAustralia-wide (federal tax law)Land tax on an investment block over time
Year-by-year bill as the threshold movesVictoria onlyVacant second home: land tax plus VRLT
Land tax and VRLT on the same homeVictoria onlyOff-the-plan first home: duty and grant
Duty exemption without the First Home Owner GrantVictoria only
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Why the answers diverge
- Renting out a former home can stay fully CGT-exempt under the six-year rule while still being land-taxable: the land tax absence exemption reads a different income test.
- Off the plan, duty can be nil (it reads the dutiable value) while the First Home Owner Grant is refused (it reads the contract price).
- The same block can owe nil land tax, then several hundred dollars a year, then nil again, purely from scheduled threshold changes.
What the rules engines cover
| Status | CGTITAA 1997 | DutyVic DA 2000 | Land taxVic LTA 2005 |
|---|---|---|---|
| Encoded, gate-verified | 0 | 1 | 0 |
| Partially encoded | 8 | 15 | 9 |
| Sourced, not computed | 0 | 2 | 1 |
| Not applicable | 4 | 254 | 69 |
| Not yet encoded | 28 | 278 | 183 |
Counts of legal provisions in research/rules-kb-vic-coverage.csv: Federal CGT (ITAA 1997) · Victorian duty (Duties Act 2000) · Victorian land tax (Land Tax Act 2005).
Each engine is checked against real ATO and State Revenue Office worked examples before it computes anything live. Where a provision isn't encoded, the checker says so instead of guessing.
Limitations: what Delora's rules produce for the facts entered, not personal tax advice. Land tax, VRLT and duty are Victoria only; CGT is federal. Confirm your own situation with the ATO, the State Revenue Office or a tax professional.