Umina Beach, Central Coast: house prices, rent and what to check before you buy
The median sale price for non-strata dwellings (mostly houses) was $1,314,000 in the Jan–Mar 2026 quarter for postcode 2257 (NSW DCJ Rent and Sales Report), up 2.3% on a year earlier. The median strata (mostly unit/townhouse) sale price was $890,000 in the Jan–Mar 2026 quarter for postcode 2257. The median weekly rent was $670 (DCJ, June quarter 2026). Umina Beach had 17,372 residents at the 2021 Census, and its postcode is 2257.
What stands out: Bush Fire Prone Land covers 38% of the suburb's land (NSW Rural Fire Service Bush Fire Prone Land).
Page updated · market data to Mar 2026
- Zoning: mostly Low Density Residential (R2), 53% of the land
- School catchments: parts of Umina Beach are in the catchments for Ettalong PS and Umina Beach PS (+1 more) (primary); BWSC Umina and BWSC Woy Woy (secondary)
- Getting there: nearest train or Metro station about 3.9 km from the suburb centre
- Non-strata median
- $1,314,000
- Mar qtr 2026 · up 2.3% on Mar qtr 2025
- postcode 2257
- Higher than 34% of 98 Greater Sydney postcodes with a house median · 90 sales in the quarter
- NSW DCJ Rent and Sales Report
- Strata median
- $890,000
- Mar qtr 2026 · unchanged on Mar qtr 2025
- postcode 2257
- Higher than 45% of 104 Greater Sydney postcodes with a unit median · 48 sales in the quarter
- Previous quarter: $1,065,000 (48 sales)
- NSW DCJ Rent and Sales Report
- Median rent
- $670/wk
- June quarter 2026
- postcode 2257
- Higher than 30% of 256 Greater Sydney postcodes with a rent figure · lease count not published
- NSW DCJ Rent and Sales Report
- Gross yield
- 2.7%
- rent June quarter 2026 / house median Mar qtr 2026
- postcode 2257
- Higher than 62% of 98 Greater Sydney postcodes with a gross yield
- Calculated by Delora from the two figures above
- Planning risk
- Flood Not mappedBushfire 38% HighHeritage 0% Very low
- share of suburb land area
- 1 suburb-specific overlay to check
- NSW Planning Portal · NSW Rural Fire Service Bush Fire Prone Land
- Getting around
- 3.9 km to nearest station
- 58 min to Gosford by public transport (modelled)
- 5 government school catchments cover part of the suburb
- Transport for NSW GTFS data · NSW Department of Education catchments
Check an address in Umina BeachCompare with another suburb
Greater Sydney profile: sale prices and rents are published by postcode.
Umina Beach is an established suburb with an older, more settled population — median age 44, around the state average on the ABS's SEIFA index of socio-economic advantage. Housing is a mix of dwelling types, houses making up the largest share. The area is still light on cafés, shops and other everyday amenity. It's without a train or Metro station of its own.
Ready to look at a specific property here? See the due diligence hub for what to verify before you sign.
Scope: New South Wales, Australia. Suburb data here comes from NSW government sources (DCJ rents and sales, Rural Fire Service, planning and school records); Greater Sydney comparison group.
In this profile
- Planning and riskZones, overlays, flood and bushfire, and what is planned nearby, with an address check.
- Prices and rentsMedian prices and rents, how they have moved, and sales volume.
- SchoolsThe government school zones that cover the suburb.
- Living hereTransport, commute times, who lives here and the suburbs nearby.
- Before you buyThe checks every purchase needs, common questions and guides.
Risk and planning in Umina Beach
Bush Fire Prone Land affects about 38% of the area.
Suburb-wide shares of the land, not a check of any one address.
Not covered by this dataset (most Sydney councils map flood risk separately). Not the same as no flood risk; check with council.
If it applies it adds bushfire construction requirements (a BAL rating) and cost.
Share of the suburb. Source: NSW Rural Fire Service Bush Fire Prone Land · Verify this address
The share of the suburb on the council's Local Environmental Plan heritage map: 3 listed heritage items. There, demolishing, moving or altering the outside of a heritage item, or of a building, work or tree in a conservation area, structural changes inside a listed building, building on that land or subdividing it generally need development consent, and similar rules cover Aboriginal places and objects. (NSW Parliamentary Counsel's Office, verified 26 Oct 2026) Minor work or maintenance can go ahead without it if the council agrees in writing first. (NSW Parliamentary Counsel's Office, verified 26 Oct 2026)
Share of the suburb. Source: NSW Planning Portal LEP heritage map · Verify this address
Worth checking in Umina Beach
Bush Fire Prone Land
Bush Fire Prone Land (NSW Rural Fire Service) affects ~38% of Umina Beach. If it applies, it drives bushfire construction requirements (BAL rating) and cost.
Zoning mix and building controls
Land use across the suburb (planning zones)
- Zoning
- Residential
- mostly Low Density Residential (R2) · 53% of the suburb
- Suburb
Layers on this map, as a table
| Layer | Share of suburb | Source |
|---|---|---|
| Suburb boundary | The whole suburb | ABS SAL 2021 |
Overlay colours reflect how much of the suburb an overlay covers — green under ~8%, amber ~8–20%, red above 20%. Source: NSW Planning Portal & NSW Rural Fire Service. How to verify planning controls for an address
Cost and market in Umina Beach
How Umina Beach compares
Where Umina Beach ranks against other Greater Sydney suburbs Delora covers, on the measures buyers ask about — a higher bar isn’t always “better”, it’s just where this suburb sits.
Show recorded crime and amenity-density comparisons
Schools
Parts of Umina Beach fall within 3 primary and 2 secondary government school catchments. 2 government schools are located within the suburb.
Government schools have address-based catchment zones; Catholic and independent schools set their own enrolment processes.
Getting around from Umina Beach
0 train, 0 Metro, 0 light rail and 113 bus stop points sit inside the suburb (Transport for NSW GTFS data). A station counts once per platform, so these are stop points, not stations.
- Distance to the CBD
- ~40 km
- from the suburb centre
- Getting around
- 0 train · 0 Metro · 0 light rail · 113 bus
- stop points in the suburb, not stations (a station is often several) · nearest train or Metro station ~3.9 km
- Nearest Centrelink
- ~27 km
- outside the suburb
| Job hub | Minutes |
|---|---|
| Gosford | 58 min |
| Chatswood | 89 min |
| Macquarie Park | 89 min |
| St Leonards | 89 min |
| Norwest | 100 min |
| North Sydney | 101 min |
Show all 18 job hubs
| Job hub | Minutes |
|---|---|
| Parramatta | 101 min |
| Redfern | 101 min |
| Sydney CBD | 101 min |
| Alexandria | 120 min |
| Blacktown | 120 min |
| Mascot | 120 min |
| Pyrmont | 120 min |
| Surry Hills | 120 min |
| Westmead | 120 min |
| Eastern Creek and Huntingwood | 156 min |
| Penrith | 156 min |
| Campbelltown | 161 min |
Everyday amenity (OpenStreetMap)
- Cafés & amenity density
- 4 cafés
- Low café & amenity density — likely more car-dependent
- Restaurants
- 9
- places to eat nearby
- Supermarkets
- 4
- grocery stores nearby
- Pharmacies
- 0
- chemists nearby
- Parks
- 20
- green space nearby
- Childcare
- 0
- centres nearby
- GP & medical centres
- 0
- nearby
Who lives in Umina Beach
— 17,372 residents · median age 44 · 64% own their home · SEIFA 4/10
- Population
- 17,372
- usual residents (Census 2021)
- Owner-occupied
- 64%
- 64% own, 26% private rent, 1% social, 9% other or not stated
- Median age
- 44 yrs
- of residents
- Personal income
- $688/wk
- median, per week
- Household income
- $1,421/wk
- median, per week
- Avg household size
- 2.4 people
- people per home
- Monthly mortgage
- $2,100/mo
- median repayment
- Taxpayer income
- no data
- median taxable income, per year (ATO)
- Population growth
- no data
- Recorded crime
- 59 per 1,000 residents
- a year, for Umina Beach itself · higher than most Greater Sydney suburbs
Offence category mix (Umina Beach's own mix, last 12 months):
- Theft30%
- Assault17%
- Malicious Damage To Property13%
- Against Justice Procedures13%
- Intimidation Stalking And Harassment12%
- Sexual Offences6%
- Drug Offences4%
- Disorderly Conduct2%
- Prohibited And Regulated Weapons Offences1%
- Other Offences1%
- Blackmail And Extortion0%
- Robbery0%
- Other Against The Person0%
- Arson0%
- Coercive Control0%
- Liquor Offences0%
- Pornography Offences0%
- Median household incomeup 22%
- Median personal incomeup 22%
- Median weekly rentup 11%
- Median ageabout the same
How advantaged the area is
Deciles 1–10 vs all Sydney areas — 10 = most advantaged — from the ABS SEIFA index. A demographic measure, not a house-price one. These three don’t always move together — a suburb with lots of renters or students, for example, can score high on education but lower on income and housing costs.
- Overall advantage
- 4/10
- Around the Greater Sydney average
- Economic resources
- 3/10
- income, housing costs & wealth
- Education & occupation
- 4/10
- qualifications & skilled jobs
The homes here
Mix of dwelling types across the suburb (Census 2021)
Who owns and rents here (Census 2021)
Not sure whether a house, townhouse or apartment suits you? Decide what to buy →
Recorded crime is a suburb-wide rate — every offence NSW Police logged over the latest year (theft, property damage, drug and traffic offences and the like, not only violent crime) divided by the suburb’s residents. A broad area signal, not a figure for this exact street.
All figures are suburb-level indicators, not property-specific — always confirm the exact address on the contract for sale. Sources: ABS Census 2021, NSW DCJ Rent and Sales Report, NSW Bureau of Crime Statistics and Research, NSW Rural Fire Service (Bush Fire Prone Land), NSW Planning Portal.
Suburbs near Umina Beach
The 6 closest suburbs with a Delora page, by distance between suburb centres.
Compare with nearby suburbs
Before you buy in Umina Beach
Overlay and pipeline checks specific to Umina Beach are in the Planning and risk tab. Two checks apply to every purchase.
Easements & restrictions
Check the contract for sale and title search for easements (e.g. drainage/sewer along a boundary — you usually can’t build over them) and restrictive covenants (single-dwelling, materials, height) that limit your plans.
Owners corporation (if applicable)
Apartments and many townhouses in Umina Beach are in an owners corporation. If so, the statement must include its certificate — review annual fees, any special levies, the maintenance fund and insurance.
Questions about Umina Beach
What is the median price in Umina Beach?
The median sale price for non-strata dwellings (mostly houses) was $1,314,000 in the Jan–Mar 2026 quarter for postcode 2257 (NSW DCJ Rent and Sales Report), up 2.3% on a year earlier. The median strata (mostly unit/townhouse) sale price was $890,000 in the Jan–Mar 2026 quarter for postcode 2257.
What postcode is Umina Beach?
Umina Beach is in postcode 2257, in the Central Coast council area, New South Wales.
What is the population of Umina Beach?
Umina Beach had 17,372 usual residents at the 2021 Census (ABS), with a median age of 44.
Is Umina Beach affected by flood or bushfire overlays?
Umina Beach's council doesn't map flood risk through the EPI Flood Planning overlay (most Sydney councils use a DCP or separate flood study instead, which Delora doesn't yet carry) — this is not the same as no flood risk, and about 38% is covered by Bush Fire Prone Land (NSW Rural Fire Service). These are suburb-wide shares: whether one applies to a particular property depends on the address, so check it on the NSW Planning Portal's spatial viewer and in the contract for sale.
What should I check before buying in Umina Beach?
For Umina Beach, pay particular attention to any flood or bushfire risk (about 38% bush fire prone, flood risk not mapped by this dataset), the zoning of the block and neighbouring blocks, and — for strata properties — the strata report, by-laws and any special levies. Always have a licensed conveyancer or solicitor review the contract for sale before you sign.
Show all 3 more questions
How is Umina Beach zoned?
Most of Umina Beach (53% of the land) is zoned R2 Low Density Residential, then R1 General Residential (22%) and RE1 Public Recreation (13%) under the council's Local Environmental Plan (NSW Planning Portal). The zone sets what can be built; check the zone for an exact address on the Planning Portal's spatial viewer or a section 10.7 planning certificate.
Which school catchments cover Umina Beach?
Parts of Umina Beach are in the government school catchments for primary: Ettalong PS, Umina Beach PS, Woy Woy SPS; secondary: BWSC Umina, BWSC Woy Woy (NSW Department of Education). A suburb can span several catchments: the exact address decides which applies, so confirm it on NSW School Finder.
Is Umina Beach heritage listed?
Under 1% of Umina Beach is on the council's Local Environmental Plan heritage map, including 3 listed heritage items. For a heritage item or land in a heritage conservation area, demolition, exterior and structural interior changes, new buildings and subdivision generally need development consent, unless the council agrees in writing that minor work or maintenance doesn't (Standard Instrument LEP clause 5.10). Check an exact address on its section 10.7 planning certificate.
Guides for buying in Umina Beach
The flood and bushfire figures in Planning and risk are suburb-wide — they tell you how common an overlay is here, not whether it applies to one specific address. Confirm via the NSW Planning Portal and an in-person inspection before you rely on them.
Thinking of buying in Umina Beach?
Paste a listing or address into Delora in Claude. It checks the home against official records, works out the cost to buy, and remembers your shortlist between chats.
Sign in with Google, Apple or an email code through a hosted sign-in provider; Delora never sees your password. What the app keeps.