Pearl Beach vs Umina Beach
House prices, rent and lifestyle, side by side. Every figure shows its period and source.
Bars scale each row to its largest figure.
| Suburb | Pearl BeachCentral Coast | Umina BeachCentral Coast |
|---|---|---|
| Price & rent | ||
| Median house priceNSW DCJ Rent and Sales Report, by postcode | $1,175,000 (Jan–Mar 2026 quarter) | $1,314,000 (Jan–Mar 2026 quarter) |
| Median unit price | not available | $890,000 (Jan–Mar 2026 quarter) |
| Median weekly rentNSW DCJ Rent and Sales Report / Census 2021 | $600/wk | $670/wk |
| Gross rental yieldweekly rent x 52 / house price, before costs | 2.66% | 2.65% |
| People | ||
| PopulationABS Census 2021 | 510 | 17,372 |
| SEIFA advantage decile | 9/10 | 4/10 |
| Housing | ||
| Houses | 96% | 77% |
| Townhouses | 0% | 14% |
| Apartments/units | 2% | 8% |
| Transport | ||
| Distance to Sydney CBD | 37.3 km | 39.9 km |
| Train stations | 0 | 0 |
| Tram stops | not mapped | not mapped |
| Planning & risk | ||
| Flood overlayNSW Planning Portal | not available | not available |
| Bushfire overlayNSW Planning Portal | 79% | 38% |
| LEP heritage mapNSW Planning Portal | 5% | 0% |
| Schools (zoned government) | ||
| Primary | Umina Beach PS | Ettalong PS, Umina Beach PS, Woy Woy SPS |
| Secondary | BWSC Umina, BWSC Woy Woy | BWSC Umina, BWSC Woy Woy |
| Safety | ||
| Recorded crime (suburb)NSW Bureau of Crime Statistics and Research, suburb-level | Higher than most areas | Higher than most areas |
Key differences
- Umina Beach is higher on median house price (by about 12%).
- Umina Beach is higher on median weekly rent (by about 12%).
- Umina Beach is higher on population (by about 3306%).
- Pearl Beach is higher on SEIFA advantage/disadvantage decile (by about 5 deciles).
- Pearl Beach is higher on bushfire overlay share (by about 41 percentage points).
- Pearl Beach is higher on heritage overlay share (by about 5 percentage points).
- Pearl Beach is higher on share of houses (vs units/townhouses) (by about 19 percentage points).
- Pearl Beach is higher on recorded crime rate (council area) (by about 20%).
The median sale price for non-strata dwellings (mostly houses) was $1,175,000 in the Jan–Mar 2026 quarter for postcode 2256 (NSW DCJ Rent and Sales Report), up 11.6% on a year earlier. The median sale price for non-strata dwellings (mostly houses) was $1,314,000 in the Jan–Mar 2026 quarter for postcode 2257 (NSW DCJ Rent and Sales Report), up 2.3% on a year earlier. The median strata (mostly unit/townhouse) sale price was $890,000 in the Jan–Mar 2026 quarter for postcode 2257.