Delora

Gunbower: $185k median house price, plus flood, zoning and school-zone checks

Gunbower median house price: $185,000 in the calendar year 2025 (Valuer-General Victoria), down 33.5% on the calendar year 2024. The Jul–Sep 2024 quarter had too few house sales to report a median. Median rent: $185 a week (ABS Census 2021, older than the price figures). Postcode 3566.

What stands out: Part of Gunbower is under a Floodway Overlay; a flood-related overlay covers 54% of the suburb's land (Vicmap Planning).

Page updated · market data to Dec 2025

House median
$185,000
calendar year 2025 · down 33.5% on calendar year 2024
Higher than 1% of the 369 regional Victoria suburbs with a reliable house median · sales count not published
Valuer-General Victoria
Median rent
$185/wk
Census 2021 (older)
Census 2021 median, all rented homes
Four years older than the price figures; not directly comparable.
ABS Census 2021
Gross yield
5.2%
2021 rent / 2025 price
Indicative only.
Calculated by Delora from the two figures above
Planning risk
Flood 54% Very highBushfire 14% ModerateHeritage 21% High
share of suburb land area
4 suburb-specific overlays to check
Vicmap Planning
Getting around
24.6 km to nearest station
2 zoned primary, 2 secondary schools
PTV timetable data · Victorian Department of Education school zones

Check an address in GunbowerCompare with another suburb

Gunbower is a small community with a median age of 48, less socio-economically advantaged than most areas on the ABS's SEIFA index. Housing here is overwhelmingly standalone houses. The area is still light on cafés, shops and other everyday amenity. It's not served by train or tram.

Ready to look at a specific property here? See the due diligence hub for what to verify before you sign.

Scope: Victoria, Australia. Suburb data here is Victorian (state valuer, rental, planning and school records); regional Victoria comparison group.

In this profile

  • Planning and riskZones, overlays, flood and bushfire, and what is planned nearby, with an address check.
  • Prices and rentsMedian prices and rents, how they have moved, and sales volume.
  • SchoolsThe government school zones that cover the suburb.
  • Living hereTransport, commute times, who lives here and the suburbs nearby.
  • Before you buyThe checks every purchase needs, common questions and guides.

Next: Planning and risk

Is Gunbower in a flood, bushfire or heritage area?

Roughly 21% of Gunbower is covered by a Heritage Overlay, so period character is common and some properties carry real renovation restrictions. It also carries meaningful flood-overlay coverage (about 54% of the suburb). A Bushfire Management Overlay affects about 14% of the area.

Suburb-wide shares of the land, not a check of any one address.

Flood overlay54% · Very high

Flood-related overlays can add building rules and raise insurance cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire overlay14% · Moderate

If it applies it adds bushfire construction requirements (a BAL rating) and cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire prone area82.1% · Very high

In a designated bushfire prone area a minimum construction standard applies to new homes, based on the bushfire attack level (BAL). (Department of Transport and Planning (Victoria), verified 22 Oct 2026) So building or rebuilding there means working out the home’s BAL and pricing in what meeting it costs.

Share of the suburb. Source: Designated Bushfire Prone Area (DataVic) · Verify this address

Heritage overlay21% · High

Changes to the outside of a building, and demolition, need council approval. 12 named overlay areas (HO613, HO603, HO605 +9 more) — oldest gazetted 2012.

Share of the suburb. Source: Vicmap Planning · Verify this address

Worth checking in Gunbower

Floodway

Part of Gunbower is in a Floodway Overlay — the most serious flood control, where building can be restricted or refused. Make sure the property isn’t within it.

Heritage Overlay likely

About 21% of Gunbower sits under a Heritage Overlay — a high-heritage suburb. Check whether one applies to this property: it can restrict demolition, extensions and even exterior paint colours, and a permit is needed for changes. Confirm it’s disclosed in the planning section.

Flood / inundation overlay risk

Roughly 54% of Gunbower carries a flood-related overlay. Confirm the land isn’t in a Land Subject to Inundation Overlay (LSIO) or Special Building Overlay (SBO) — both affect insurance, build height and what you can construct.

Bushfire Management Overlay

A Bushfire Management Overlay affects ~14% of Gunbower. If it applies, it drives bushfire construction requirements (BAL rating) and cost.

Free. Zone, overlays, hazard exposure, history and school zones for any address in Victoria.

Zoning mix and building controls

Land use across the suburb (planning zones)

Rural / Green 59%Public / Parks 41%
Zoning
Rural / Green
mostly Farming Zone – Schedule 1 (FZ1) · 58% of the suburb
Building & development controls

Planning overlays that can affect building, renovating or removing vegetation somewhere in Gunbower — confirm whether any apply to the specific address.

  • Environmental Significance Overlay — environmental values that constrain development
Planning changes in Gunbower: none recorded since 2017

No zone changes or new planning overlays have been recorded on land in Gunbower since 2017 — its planning rules have stayed put over the period we track. That stability is itself worth knowing.

Source: Vicmap Planning Scheme History (2017–present). How Melbourne’s zoning actually changed over the decade →

Skip the map
Map of Gunbower: suburb boundaryOutline drawn from the same boundary data as the interactive map.

  • Suburb
Layers on this map, as a table
Layers drawn on the map of Gunbower
LayerShare of suburbSource
Suburb boundaryThe whole suburbABS SAL 2021
Suburb boundary. Map © OpenStreetMap contributors.

Overlay colours reflect how much of the suburb an overlay covers — green under ~8%, amber ~8–20%, red above 20%. Public-acquisition, contamination (EAO) and floodway overlays are listed above under "Worth checking" wherever they apply, because even a small area can include a specific property. Source: Vicmap Planning. What do these terms mean? · How to verify planning controls for an address

Watch Gunbower for planning changes

Email me when a planning zone or overlay changes for Gunbower VIC. Free, double opt-in, unsubscribe anytime.

Free. No spam. One email per gazetted change.

Next: Prices and rents

What do homes cost in Gunbower?

Market pulse: is Gunbower busier or quieter than a year ago?

VGV sales to Mar 2026 · ABS approvals to Aug 2026

Gunbower now against a year earlier
MeasureChangeWhat it's based on
House pricesNot measuredThe Valuer-General published no median for this suburb for the Jan–Mar 2026 quarter, the latest quarter in its release.
New homes approved (council)+86.6% · more265 dwellings approved across the council Sep 2025 to Aug 2026, against 142 in the 12 months before.

Over 5 years the calendar-year median house price went from $120,000 (2020) to $185,000 (2025), +54.2% or about +9.0% a year.

Checking an asking price in Gunbower

A suburb median is the middle sale, not the value of any one home.

What open data can't tell you

Auction clearance rates, days on market, the number of homes for sale and how far sellers drop their price are not published as open government data. They come from private listing and data companies under paid licences, so Delora doesn't show them. For a home you're looking at, ask the agent how long it has been listed, whether it was passed in at auction, and what its first price guide was.

How the market pulse is worked out

Prices compare the latest quarterly median with the same quarter a year earlier, using only quarters with at least 20 sales and no thin-market flag from the Valuer-General. A direction is called only when the quarter before agrees: both changes at least +3% is rising, both at most −3% is falling, both within 3% is about the same, anything else is mixed. Sales compare the latest four quarters with the four before (a change of 10% or more counts as more or fewer). Sales are counted when they settle (Valuer-General Victoria / Land Use Victoria, verified 29 Jul 2026), so these figures trail contracts signed in the last few months.

Rents are the Rental Report's moving-annual median for all homes, from new lettings only (Homes Victoria / Department of Families, Fairness and Housing, verified 29 Jul 2026), compared with the same quarter a year earlier (3% band); new leases use a 10% band. Dwelling approvals are the ABS count for the whole council, not this suburb; an approval is the permit to start building, not a finished home (Australian Bureau of Statistics, verified 27 Sep 2026) (10% band). The reading at the top uses the price direction and sales count of houses, or of units where houses have no comparable figure.

Sources: Victorian Property Sales Report (data.vic), Rental Report (data.vic), ABS Building Approvals (all CC BY 4.0).

Cost to buy at the median in Gunbower
Stamp duty and registration fees on a house at Gunbower's median price, for a contract signed on 1 October 2026.
Median house price (2025)$185,000
Stamp duty$5,620
Stamp duty if you qualify as a first home buyer$0
Land Use Victoria transfer and mortgage fees$667.20
Government costs on top of the price
Owner-occupier$6,287.20
First home buyer$667.20

Work out your own figure in the stamp duty calculator →

An established home bought to live in, with a mortgage (the mortgage registration fee is included). The owner-occupier duty includes the principal place of residence concession where the price qualifies. The first home buyer figure assumes you meet the eligibility rules. Leaves out conveyancing, inspections and lender fees. (State Revenue Office Victoria, verified 18 Sep 2026) (State Revenue Office Victoria, verified 18 Sep 2026) (Office of the Chief Parliamentary Counsel (Victoria), verified 27 Sep 2026) (Office of the Chief Parliamentary Counsel (Victoria), verified 27 Sep 2026) (State Revenue Office Victoria, verified 7 Aug 2026)
Median sale price over time
Valuer-General Victoria: calendar-year medians from 2014 to 2025; quarterly medians to the Jul–Sep 2024 quarter. Solid lines are calendar-year medians; dashed lines with open points are single-quarter medians, which swing more on a few sales. A quarter with fewer than 10 sales shows as too few to report.
Show as chart or table
$51k$135k$218k$302k20142025Houses (calendar-year median), 2014: $90,500Houses (calendar-year median), 2015: $75,000Houses (calendar-year median), 2016: $185,000Houses (calendar-year median), 2017: $215,000Houses (calendar-year median), 2018: $115,000Houses (calendar-year median), 2019: $130,000Houses (calendar-year median), 2020: $120,000Houses (calendar-year median), 2021: $160,000Houses (calendar-year median), 2022: $240,000Houses (calendar-year median), 2023: $200,000Houses (calendar-year median), 2024: $278,000Houses (calendar-year median), 2025: $185,000
Houses · year
Median sale price in Gunbower by calendar year
YearHouses
2025$185,000
2024$278,000
2023$200,000
2022$240,000
2021$160,000
2020$120,000
2019$130,000
2018$115,000
2017$215,000
2016$185,000
2015$75,000
2014$90,500

Price outlook: what the Gunbower median could be in 3 and 5 years

Start from the 2025 calendar-year median house price here, $185,000. For suburbs like Gunbower, three-year outcomes since 2016 put the 2028 median between $303,076 and $450,100 in about 76% of cases (the range was aimed at 80%; that is how often it held on years it had not seen), with $369,523 in the middle. The chance the median is lower than today in three years is about 0%. A large part of that spread is the market rather than the suburb: 35% of the variation in three-year outcomes across Victorian suburbs is explained by the year the clock started.

The Gunbower median house price, if you bought at today's median
HorizonRange (aimed at 80%)MiddleChance it is lowerRange held on unseen years
In 3 years (2028)$303,076 to $450,100$369,523 (+100%)0%76% of 7 years
In 5 years (2030)$318,483 to $457,599$372,591 (+101%)0%74% of 5 years

How to use this

  • If you might need to sell within three years, the bottom of the range and the chance of a lower median are the figures that matter most, with selling costs on top.
  • The range is for the suburb's median, not for one home. A home bought above the median, or one with a problem the address report turns up, can do worse than the suburb.
  • A wide range is the honest answer. A single-number forecast for a suburb hides this spread; treat one as a middle value with a range like this around it.
How the price outlook is worked out

The model starts from the Valuer-General's calendar-year median house price for every Victorian suburb with one (Valuer-General Victoria / Land Use Victoria, verified 29 Jul 2026), from 2016 onward. For each year and suburb it asks what happened to the median three and five years later, and relates that to what was knowable at the time: the suburb's one- and three-year price momentum, its price level against the state, a fair-value gap (the residual of a within-year regression of price on slow suburb characteristics: socio-economic index, distance to the CBD and the coast, income, education and commuting), gross rental yield where the Rental Report covers the suburb, and the socio-economic index and distance to the CBD themselves. Quantile regression estimates the 10th, 25th, 50th, 75th and 90th percentiles directly.

Every year is then held out in turn: the model is refitted without that year's outcomes and its ranges are checked against them. The published range is the model's middle plus the 10th and 90th percentiles of those held-out errors, so the range was tuned to contain 80% of past outcomes (conformal calibration); the "range held" figure is measured on years the calibration never saw. "Chance it is lower" is the share of held-out errors that would leave the median below the starting price. Across 773 suburbs and 7 starting years (2016 to 2022), the 80% range held 76% of the time and the 50% range 45%. The three-year range held 76%, short of the 80% it was aimed at, so read it as somewhat too narrow: the real chance of an outcome outside it is closer to 24% than 20%. The five-year range held 74%, short of the 80% it was aimed at, so read it as somewhat too narrow: the real chance of an outcome outside it is closer to 26% than 20%.

How often the ranges held, year by year (3-year horizon, every suburb with a median)
Bought, then soldSuburbsInside the range aimed at 80%Inside the range aimed at 50%
2016 to 201974580%57%
2017 to 202076689%71%
2018 to 202178280%47%
2019 to 202278661%29%
2020 to 202378684%62%
2021 to 202477793%37%
2022 to 202577145%11%

Limits. A short run of yearly medians gives only 7 starting years, so the market effect is estimated from that many draws and the ranges are wide. Suburb characteristics other than momentum and yield are held at today's values for past years. A median from few sales is noisy, and VGV's thin-market medians are left out. The model is calibrated on 2016-2025; a market without precedent in that period can fall outside every range. It never values an individual home.

Model outlook-qr-v1, run 2026-10-27. Source: Victorian Property Sales Report, time series (data.vic), CC BY 4.0. The code is analysis/price_outlook.py in Delora's repository.

General information, not financial advice. It describes how suburb medians have behaved, not what any home will sell for.

How Gunbower compares

Where Gunbower ranks against other regional Victoria suburbs Delora covers, on the measures buyers ask about — a higher bar isn’t always “better”, it’s just where this suburb sits.

Compare Gunbower with
Price
more expensive than 1%
Advantage
more advantaged than 18%
Price
more expensive than 1%
Advantage
more advantaged than 36%
Show recorded crime and amenity-density comparisons
Compare Gunbower with
Recorded crime (council area)
lower recorded crime than 38%
Café & amenity density
denser in cafés & shops than 1%
Café & amenity density
denser in cafés & shops than 1%

Next: Schools

Which school zones cover Gunbower?

Parts of Gunbower fall within 2 primary and 2 secondary government school catchments. 1 school is located within the suburb (1 government).

Government schools have address-based catchment zones; Catholic and independent schools set their own enrolment processes.

Zoned government schools
Catchments that cover part of Gunbower — a suburb can span several, and your exact address decides which applies. Confirm at findmyschool.vic.gov.au.
How the school zones cover Gunbower
Share of Gunbower's addresses inside each zone, the school's enrolment trend and how often the zone boundary has moved.
ZoneCoversEnrolmentsBoundary
Primary school zones
Gunbower Primary School94%——
Leitchville Primary School6%——
Secondary school zones
Cohuna Secondary College100%——
Sources: Victorian Department of Education school zones 2027 and earlier releases, All Schools FTE Enrolments (CC BY 4.0), G-NAF addresses. Enrolments show demand, not capacity. Your exact address decides which zone applies.
Schools in Gunbower
Every school physically located within the suburb, by sector and type.
Gunbower Primary School · Government primary

Next: Living here

How well connected is Gunbower?

0 train, 0 tram and 4 bus stop points sit inside the suburb (PTV timetable data).

Getting around
0 train · 0 tram · 4 bus
nearest train station ~24.6 km · counts are stop points, not stations (a station is often several)
Train frequency
every 120 min
at the nearest station, weekday AM peak
Tram frequency
every 4 min
at the nearest stop, weekday AM peak
Schools
1
primary & secondary
Nearest Centrelink
~90 km
outside the suburb
Everyday amenity (OpenStreetMap)
Cafés & amenity density
0 cafés
Low café & amenity density — likely more car-dependent
Restaurants
0
places to eat nearby
Supermarkets
0
grocery stores nearby
Pharmacies
0
chemists nearby
Parks
16
green space nearby
Childcare
0
centres nearby
GP & medical centres
0
nearby

Who lives in Gunbower?

— 578 residents · median age 48 · 74% own their home · SEIFA 3/10
Population
578
usual residents (Census 2021)
Owner-occupied
74%
74% own, 3% private rent, 3% social, 20% other or not stated
Median age
48 yrs
of residents
Personal income
$607/wk
median, per week
Household income
$1,062/wk
median, per week
Avg household size
2.3 people
people per home · 13% live alone
Monthly mortgage
$1,000/mo
median repayment
Taxpayer income
$45,658/yr
median taxable income, per year (ATO)
Population growth
no data
Recorded crime
98 per 1,000 residents
a year, across all of Campaspe council, not just Gunbower · higher than most VIC councils

In Gunbower itself: 25 recorded offences in the year to 2026 (Crime Statistics Agency, matched by suburb name and postcode — a closer figure than the council-wide band above, though still a count, not a rate per resident).

Offence category mix (Campaspe council's mix, latest year):

  • Property and deception offences50%
  • Justice procedures offences26%
  • Crimes against the person16%
  • Drug offences4%
  • Public order and security offences4%
  • Other offences0%

Recorded offences by year, Gunbower (down 34% since 2019):

YearOffences
201938
202022
20219
202221
202316
202418
202526
202625
How Gunbower changed, 2016 to 2021
  • Median household incomeup 10%
  • Median personal incomeup 20%
  • Median weekly rentup 64%
  • Median ageolder by 1 year
ABS Census of Population and Housing 2016 and 2021, medians for the suburb (CC BY 4.0). Dollar changes are not adjusted for inflation.

How advantaged the area is

Deciles 1–10 vs all Victorian areas — 10 = most advantaged — from the ABS SEIFA index. A demographic measure, not a house-price one. These three don’t always move together — a suburb with lots of renters or students, for example, can score high on education but lower on income and housing costs.

Overall advantage
3/10
Less advantaged than most
Economic resources
3/10
income, housing costs & wealth
Education & occupation
3/10
qualifications & skilled jobs

The homes here

Mix of dwelling types across the suburb (Census 2021)

Houses 99%Townhouses 3%Apartments 0%

Who owns and rents here (Census 2021)

Owned 74%Private rental 3%Social housing 3%Other or not stated 20%
More detail on building height and bedroom mix (Census 2021)

Bedroom mix (share of all occupied dwellings):

  • Studio or 1 bedroom: 5%
  • 2 bedrooms: 15%
  • 3 bedrooms: 51%
  • 4 or more bedrooms: 23%

Not sure whether a house, townhouse or apartment suits you? Decide what to buy →

Recorded crime is a council-wide rate — every offence police logged over the latest year (theft, property damage, drug and traffic offences and the like, not only violent crime) divided by the council’s residents. A broad area signal, not a figure for this exact street.
All figures are suburb-level indicators, not property-specific — always confirm the exact address on the Section 32. Sources: ABS Census 2021, Valuer-General Victoria, DFFH Rental Report, Crime Statistics Agency Victoria, Vicmap Planning, Victorian Government UDP, Victorian Department of Education (schools & zones, via data.vic, CC BY 4.0), OpenStreetMap.

Suburbs near Gunbower

The 6 closest suburbs with a Delora page, by distance between suburb centres.

All suburbs in Campaspe →   Browse all suburbs →

Compare with nearby suburbs

Next: Before you buy

What should I check before buying in Gunbower?

Overlay and pipeline checks specific to Gunbower are in the Planning and risk tab. Two checks apply to every purchase.

C1

Easements & covenants

Check Section 3 for easements (e.g. drainage/sewer along a boundary — you usually can’t build over them) and restrictive covenants (single-dwelling, materials, height) that limit your plans.

C2

Owners corporation (if applicable)

Apartments and many townhouses in Gunbower are in an owners corporation. If so, the statement must include its certificate — review annual fees, any special levies, the maintenance fund and insurance.

Already under contract in Gunbower?

Questions about Gunbower

What is the median house price in Gunbower?

The median house price in Gunbower was $185,000 in the calendar year 2025 (Valuer-General Victoria), down 33.5% on a year earlier. The Jul–Sep 2024 quarter had too few house sales to report a median.

What postcode is Gunbower?

Gunbower is in postcode 3566, in the Campaspe council area, Victoria.

What is the population of Gunbower?

Gunbower had 578 usual residents at the 2021 Census (ABS), with a median age of 48.

Is Gunbower in a flood zone?

About 54% of Gunbower's land is under a flood-related planning overlay (LSIO, SBO or floodway), and about 14% is under the Bushfire Management Overlay (Vicmap Planning). These are suburb-wide shares: whether an overlay applies to one property depends on the address, so check it on VicPlan and in the Section 32.

What should I check in a Section 32 for Gunbower?

For Gunbower, pay particular attention to heritage overlays (about 21% of the suburb is affected), any flood-related overlay (about 54% of the land), easements and restrictive covenants on the title, and — for apartments — the owners-corporation certificate with its fees and any special levies.

Show all 3 more questions
Does Gunbower have heritage overlays?

About 21% of Gunbower sits under a Heritage Overlay — a high-heritage suburb. Confirm whether one applies to this property in the Section 32's planning section; it restricts demolition, extensions and even exterior paint colours, and a permit is needed for changes.

How is Gunbower zoned?

Most of Gunbower (58% of the land) is in the Farming (FZ1), then PCRZ (40%) (Vicmap Planning). The zone and its schedule set what can be built; check the exact zone for an address on VicPlan.

Which school zones cover Gunbower?

Parts of Gunbower are in the government school zones for primary: Gunbower Primary School, Leitchville Primary School; secondary: Cohuna Secondary College, Pyramid Hill College (Victorian Department of Education school zones). A suburb can span several zones: the exact address decides which applies, so confirm it at findmyschool.vic.gov.au.

Guides for buying in Gunbower

The heritage, flood and bushfire figures in Planning and risk are suburb-wide — they tell you how common an overlay is here, not whether it applies to one specific address. Confirm via VicPlan and an in-person inspection before you rely on them.

The Delora app

Thinking of buying in Gunbower?

Paste a listing or address into Delora in Claude. It checks the home against official records, works out the cost to buy, and remembers your shortlist between chats.

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Sources on this page last verified between and against the primary source each figure cites. What “verified” means