Fingal house prices & rent trends — the risks to check before you buy
Fingal is a small community with a median age of 56, among the most socio-economically advantaged areas in the state on the ABS's SEIFA index. Housing here is overwhelmingly standalone houses. The area is still light on cafés, shops and other everyday amenity. It's some distance from the CBD, with no train or tram service recorded — day-to-day travel here generally means driving. The median house price sits at $1,780,000. Worth weighing against who lives here and how the area is set up, before you look at the planning and risk checks below for a specific property in Fingal.
Ready to look at a specific property here? See the due diligence hub for what to verify before you sign.
Suburb boundary with planning overlays — toggle them top-right. Map © OpenStreetMap, © CARTO; overlays © Vicmap Planning.
Fingal by the numbers
Deciles 1–10 vs all Victorian areas — 10 = most advantaged — from the ABS SEIFA index. A demographic measure, not a house-price one. These three don’t always move together — a suburb with lots of renters or students, for example, can score high on education but lower on income and housing costs.
Mix of dwelling types across the suburb (Census 2021)
Who owns and rents here (Census 2021)
More detail on building height and bedroom mix (Census 2021)
Bedroom mix (share of all occupied dwellings):
- Studio or 1 bedroom: 4%
- 2 bedrooms: 10%
- 3 bedrooms: 36%
- 4 or more bedrooms: 48%
Not sure whether a house, townhouse or apartment suits you? Decide what to buy →
Land use across the suburb (planning zones)
Planning overlays that can affect building, renovating or removing vegetation somewhere in Fingal — confirm whether any apply to the specific address.
- Design & Development Overlay — height, setback or design rules on new building
- Vegetation Protection Overlay — a permit is needed to remove or lop protected trees
- Significant Landscape Overlay — controls to protect the area’s landscape character
- Environmental Significance Overlay — environmental values that constrain development
Overlay colours reflect how much of the suburb an overlay covers — green under ~8%, amber ~8–20%, red above 20%. Public-acquisition, contamination (EAO) and floodway overlays are flagged (below) wherever they apply, because even a small area can include a specific property.
Recorded crime is a council-wide rate — every offence police logged over the latest year (theft, property damage, drug and traffic offences and the like, not only violent crime) divided by the council’s residents. A broad area signal, not a figure for this exact street.
All figures are suburb-level indicators, not property-specific — always confirm the exact address on the Section 32. Sources: ABS Census 2021, Valuer-General Victoria, DFFH Rental Report, Crime Statistics Agency Victoria, Vicmap Planning, Victorian Government UDP, Victorian Department of Education (schools & zones, via data.vic, CC BY 4.0), OpenStreetMap. What do these terms mean?
How Fingal compares
Where Fingal ranks against other suburbs on the measures buyers ask about — a higher bar isn’t always “better”, it’s just where this suburb sits.
Prices & rents over time
How Fingal’s market has moved — up to 12 years of sale prices and 20+ years of rents.
| Year | Houses |
|---|---|
| 2024 | $1,762,500 |
| 2023 | $2,000,000 |
| 2022 | $1,975,000 |
| 2021 | $1,807,500 |
| 2020 | $1,312,500 |
| 2019 | $1,240,000 |
| 2018 | $1,350,000 |
| 2017 | $1,000,000 |
| 2016 | $840,000 |
| 2015 | $857,500 |
| 2014 | $730,000 |
| 2013 | $677,500 |
Planning changes in Fingal
Planning controls on land in Fingal have changed since 2017. Each row below is one gazetted amendment — a batch of parcels changed together in the same notice, not a single lot — the kind of thing that moves land value and that portals don’t show.
Source: Vicmap Planning Scheme History (2017–present); parcel-level zone & overlay changes grouped by suburb, zone transition and gazettal batch. A suburb-level record — confirm the specific parcel. See how Melbourne’s zoning changed over the decade →
Schools
Parts of Fingal fall within 3 primary and 1 secondary government school catchments. No schools sit within the suburb boundary itself, though the catchments above extend into it from neighbouring areas.
Government schools have address-based catchment zones; Catholic and independent schools set their own enrolment processes.
What to check before you buy in Fingal
Fingal has relatively light heritage-overlay coverage (about 0%), though it can still apply to individual parcels. A Bushfire Management Overlay affects about 53% of the area. The specific things worth confirming here, plus the two every buyer should check.
Public Acquisition Overlay
Part of Fingal is reserved for a future public work (e.g. a road or rail project) under a Public Acquisition Overlay — land it covers can be compulsorily acquired by the authority. Check whether this specific property is affected before you commit.
Bushfire Management Overlay
A Bushfire Management Overlay affects ~53% of Fingal. If it applies, it drives bushfire construction requirements (BAL rating) and cost.
Easements & covenants
Check Section 3 for easements (e.g. drainage/sewer along a boundary — you usually can’t build over them) and restrictive covenants (single-dwelling, materials, height) that limit your plans.
Owners corporation (if applicable)
Apartments and many townhouses in Fingal are in an owners corporation. If so, the statement must include its certificate — review annual fees, any special levies, the maintenance fund and insurance.
Already under contract in Fingal?
Buyer questions about Fingal
What should I check in a Section 32 for Fingal?
For Fingal, pay particular attention to any heritage overlay (none mapped at suburb level — check the specific parcel), any flood-related overlay (~0%), easements and restrictive covenants on the title, and — for apartments — the owners-corporation certificate with its fees and any special levies.
Does Fingal have heritage overlays?
No heritage overlay coverage was mapped for Fingal at the suburb level. That doesn't rule out an individually heritage-listed property or a Heritage Overlay on a specific parcel — check the planning section of the Section 32 for this address.
Is a free Section 32 review legal advice?
No. Delora gives a fast, plain-English review to help you understand the statement and ask better questions. Always have a licensed conveyancer or solicitor review the contract before you sign.
Neighbouring suburbs
The 5 suburbs that border Fingal.
Learn how to use this page
The heritage, flood and bushfire figures above are suburb-wide — they tell you how common an overlay is here, not whether it applies to one specific address. Confirm via VicPlan and an in-person inspection before you rely on them.