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Rowsley, Moorabool: zoning, flood risk, school zones and what to check before you buy

Valuer-General Victoria doesn't report a median house or unit price for Rowsley: too few sales. Median rent: $375 a week (ABS Census 2021, older than the price figures). Postcode 3340.

What stands out: A bushfire overlay covers 10% of the suburb's land; a heritage overlay covers 18% of the suburb's land (Vicmap Planning).

Page updated

Median rent
$375/wk
Census 2021 (older)
Census 2021 median, all rented homes
Four years older than the price figures; not directly comparable.
ABS Census 2021
Planning risk
Flood 4% LowBushfire 10% ModerateHeritage 18% Moderate
share of suburb land area
3 suburb-specific overlays to check
Vicmap Planning
Getting around
7.4 km to nearest station
3 zoned primary, 1 secondary schools
PTV timetable data · Victorian Department of Education school zones

Check an address in RowsleyCompare with another suburb

Rowsley is a small community with a median age of 41, more socio-economically advantaged than most areas on the ABS's SEIFA index. Housing here is overwhelmingly standalone houses. The area is still light on cafés, shops and other everyday amenity. It's not served by train or tram. House sales here are too infrequent for a reliable median — see the unit and land figures below.

Ready to look at a specific property here? See the due diligence hub for what to verify before you sign.

Scope: Victoria, Australia. Suburb data here is Victorian (state valuer, rental, planning and school records); regional Victoria comparison group.

In this profile

  • Planning and riskZones, overlays, flood and bushfire, and what is planned nearby, with an address check.
  • Prices and rentsMedian prices and rents, how they have moved, and sales volume.
  • SchoolsThe government school zones that cover the suburb.
  • Living hereTransport, commute times, who lives here and the suburbs nearby.
  • Before you buyThe checks every purchase needs, common questions and guides.

Next: Planning and risk

Is Rowsley in a flood, bushfire or heritage area?

Roughly 18% of Rowsley is covered by a Heritage Overlay, so period character is common and some properties carry real renovation restrictions. Parts of the suburb (about 4%) sit under flood-related overlays. A Bushfire Management Overlay affects about 10% of the area.

Suburb-wide shares of the land, not a check of any one address.

Flood overlay4% · Low

Flood-related overlays can add building rules and raise insurance cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire overlay10% · Moderate

If it applies it adds bushfire construction requirements (a BAL rating) and cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire prone area100% · Very high

In a designated bushfire prone area a minimum construction standard applies to new homes, based on the bushfire attack level (BAL). (Department of Transport and Planning (Victoria), verified 22 Oct 2026) So building or rebuilding there means working out the home’s BAL and pricing in what meeting it costs.

Share of the suburb. Source: Designated Bushfire Prone Area (DataVic) · Verify this address

Heritage overlay18% · Moderate

Changes to the outside of a building, and demolition, need council approval. 4 named overlay areas (HO205, HO1, HO202 +1 more) — oldest gazetted 2012.

Share of the suburb. Source: Vicmap Planning · Verify this address

Worth checking in Rowsley

Possible Heritage Overlay

Around 18% of Rowsley is heritage-overlaid. Verify whether this parcel is affected — it limits what you can change and adds permit steps to any renovation.

Check for a flood overlay

Parts of Rowsley (~4%) sit under flood-related overlays. Confirm whether this address is affected.

Bushfire Management Overlay

A Bushfire Management Overlay affects ~10% of Rowsley. If it applies, it drives bushfire construction requirements (BAL rating) and cost.

Free. Zone, overlays, hazard exposure, history and school zones for any address in Victoria.

Zoning mix and building controls

Land use across the suburb (planning zones)

Rural / Green 97%
Zoning
Rural / Green
mostly Farming Zone (FZ) · 89% of the suburb
Building & development controls

Planning overlays that can affect building, renovating or removing vegetation somewhere in Rowsley — confirm whether any apply to the specific address.

  • Design & Development Overlay — height, setback or design rules on new building
  • Environmental Significance Overlay — environmental values that constrain development
Planning changes in Rowsley: 1 recorded since 2017

Planning controls on land in Rowsley have changed since 2017. Each row below is one gazetted amendment — a batch of parcels changed together in the same notice, not a single lot — the kind of thing that moves land value and that portals don’t show.

2019New overlay — 1 parcel gained heritage protection controls · gazetted Oct 2019

Source: Vicmap Planning Scheme History (2017–present); parcel-level zone & overlay changes grouped by suburb, zone transition and gazettal batch. A suburb-level record — confirm the specific parcel. See how Melbourne’s zoning changed over the decade →

Skip the map
Map of Rowsley: suburb boundaryOutline drawn from the same boundary data as the interactive map.

  • Suburb
Layers on this map, as a table
Layers drawn on the map of Rowsley
LayerShare of suburbSource
Suburb boundaryThe whole suburbABS SAL 2021
Suburb boundary. Map © OpenStreetMap contributors.

Overlay colours reflect how much of the suburb an overlay covers — green under ~8%, amber ~8–20%, red above 20%. Public-acquisition, contamination (EAO) and floodway overlays are listed above under "Worth checking" wherever they apply, because even a small area can include a specific property. Source: Vicmap Planning. What do these terms mean? · How to verify planning controls for an address

Watch Rowsley for planning changes

Email me when a planning zone or overlay changes for Rowsley VIC. Free, double opt-in, unsubscribe anytime.

Free. No spam. One email per gazetted change.

Next: Prices and rents

What do homes cost in Rowsley?

Rowsley has too few recorded sales for a reliable median. Typical rent is $375/wk (Census 2021).

Show recorded crime and amenity-density comparisons
Compare Rowsley with
Recorded crime (council area)
lower recorded crime than 50%
Café & amenity density
denser in cafés & shops than 1%
Café & amenity density
denser in cafés & shops than 1%

Next: Schools

Which school zones cover Rowsley?

Parts of Rowsley fall within 3 primary and 1 secondary government school catchments. No schools sit within the suburb boundary itself, though the catchments above extend into it from neighbouring areas.

Government schools have address-based catchment zones; Catholic and independent schools set their own enrolment processes.

Zoned government schools
Catchments that cover part of Rowsley — a suburb can span several, and your exact address decides which applies. Confirm at findmyschool.vic.gov.au.
How the school zones cover Rowsley
Share of Rowsley's addresses inside each zone, the school's enrolment trend and how often the zone boundary has moved.
ZoneCoversEnrolmentsBoundary
Primary school zones
Bacchus Marsh Primary School82%——
Balliang East Primary School18%——
Secondary school zones
Bacchus Marsh College100%——
Sources: Victorian Department of Education school zones 2027 and earlier releases, All Schools FTE Enrolments (CC BY 4.0), G-NAF addresses. Enrolments show demand, not capacity. Your exact address decides which zone applies.

Next: Living here

How well connected is Rowsley?

no train, tram or bus stops sit inside the suburb (PTV timetable data).

Getting around
0 train · 0 tram · 0 bus
nearest train station ~7.4 km · counts are stop points, not stations (a station is often several)
Train frequency
every 13 min
at the nearest station, weekday AM peak
Tram frequency
every 4 min
at the nearest stop, weekday AM peak
Schools
0
primary & secondary
Nearest Centrelink
~18 km
outside the suburb
Everyday amenity (OpenStreetMap)
Cafés & amenity density
0 cafés
Low café & amenity density — likely more car-dependent
Restaurants
0
places to eat nearby
Supermarkets
0
grocery stores nearby
Pharmacies
0
chemists nearby
Parks
0
green space nearby
Childcare
0
centres nearby
GP & medical centres
0
nearby

Who lives in Rowsley?

— 231 residents · median age 41 · 97% own their home · SEIFA 7/10
Population
231
usual residents (Census 2021)
Owner-occupied
97%
97% own, 0% private rent, 0% social, 3% other or not stated
Median age
41 yrs
of residents
Personal income
$823/wk
median, per week
Household income
$1,937/wk
median, per week
Avg household size
2.8 people
people per home
Monthly mortgage
$2,382/mo
median repayment
Taxpayer income
$58,855/yr
median taxable income, per year (ATO)
Population growth
no data
Recorded crime
92 per 1,000 residents
a year, across all of Moorabool council, not just Rowsley · around the state average

In Rowsley itself: 14 recorded offences in the year to 2026 (Crime Statistics Agency, matched by suburb name and postcode — a closer figure than the council-wide band above, though still a count, not a rate per resident).

Offence category mix (Moorabool council's mix, latest year):

  • Property and deception offences51%
  • Justice procedures offences20%
  • Crimes against the person18%
  • Public order and security offences6%
  • Drug offences5%
  • Other offences0%

Recorded offences by year, Rowsley (up 100% since 2019):

YearOffences
20197
20208
202110
202212
20232
202424
202517
202614
How Rowsley changed, 2016 to 2021
  • Median household incomeup 39%
  • Median personal incomeup 33%
  • Median ageyounger by 6 years
ABS Census of Population and Housing 2016 and 2021, medians for the suburb (CC BY 4.0). Dollar changes are not adjusted for inflation.

How advantaged the area is

Deciles 1–10 vs all Victorian areas — 10 = most advantaged — from the ABS SEIFA index. A demographic measure, not a house-price one. These three don’t always move together — a suburb with lots of renters or students, for example, can score high on education but lower on income and housing costs.

Overall advantage
7/10
More advantaged than most
Economic resources
9/10
income, housing costs & wealth
Education & occupation
6/10
qualifications & skilled jobs

The homes here

Mix of dwelling types across the suburb (Census 2021)

Houses 92%Townhouses 5%Apartments 0%Other dwellings 3%

Who owns and rents here (Census 2021)

Owned 97%Private rental 0%Social housing 0%Other or not stated 3%

Not sure whether a house, townhouse or apartment suits you? Decide what to buy →

Recorded crime is a council-wide rate — every offence police logged over the latest year (theft, property damage, drug and traffic offences and the like, not only violent crime) divided by the council’s residents. A broad area signal, not a figure for this exact street.
All figures are suburb-level indicators, not property-specific — always confirm the exact address on the Section 32. Sources: ABS Census 2021, Valuer-General Victoria, DFFH Rental Report, Crime Statistics Agency Victoria, Vicmap Planning, Victorian Government UDP, Victorian Department of Education (schools & zones, via data.vic, CC BY 4.0), OpenStreetMap.

Suburbs near Rowsley

The 6 closest suburbs with a Delora page, by distance between suburb centres.

All suburbs in Moorabool →   Browse all suburbs →

Next: Before you buy

What should I check before buying in Rowsley?

Overlay and pipeline checks specific to Rowsley are in the Planning and risk tab. Two checks apply to every purchase.

C1

Easements & covenants

Check Section 3 for easements (e.g. drainage/sewer along a boundary — you usually can’t build over them) and restrictive covenants (single-dwelling, materials, height) that limit your plans.

C2

Owners corporation (if applicable)

Apartments and many townhouses in Rowsley are in an owners corporation. If so, the statement must include its certificate — review annual fees, any special levies, the maintenance fund and insurance.

Already under contract in Rowsley?

Questions about Rowsley

What postcode is Rowsley?

Rowsley is in postcode 3340, in the Moorabool council area, Victoria.

What is the population of Rowsley?

Rowsley had 231 usual residents at the 2021 Census (ABS), with a median age of 41.

Is Rowsley in a flood zone?

About 4% of Rowsley's land is under a flood-related planning overlay (LSIO, SBO or floodway), and about 10% is under the Bushfire Management Overlay (Vicmap Planning). These are suburb-wide shares: whether an overlay applies to one property depends on the address, so check it on VicPlan and in the Section 32.

Show all 4 more questions
What should I check in a Section 32 for Rowsley?

For Rowsley, pay particular attention to heritage overlays (about 18% of the suburb is affected), any flood-related overlay (about 4% of the land), easements and restrictive covenants on the title, and — for apartments — the owners-corporation certificate with its fees and any special levies.

Does Rowsley have heritage overlays?

Around 18% of Rowsley sits under a Heritage Overlay — common enough that it's worth confirming whether it applies to this specific parcel. It restricts demolition, extensions and even exterior paint colours, and a permit is needed for changes.

How is Rowsley zoned?

Most of Rowsley (89% of the land) is in the Farming (FZ), then SUZ2 (6%) and PCRZ (1%) (Vicmap Planning). The zone and its schedule set what can be built; check the exact zone for an address on VicPlan.

Which school zones cover Rowsley?

Parts of Rowsley are in the government school zones for primary: Bacchus Marsh Primary School, Ballan Primary School, Balliang East Primary School; secondary: Bacchus Marsh College (Victorian Department of Education school zones). A suburb can span several zones: the exact address decides which applies, so confirm it at findmyschool.vic.gov.au.

Guides for buying in Rowsley

The heritage, flood and bushfire figures in Planning and risk are suburb-wide — they tell you how common an overlay is here, not whether it applies to one specific address. Confirm via VicPlan and an in-person inspection before you rely on them.

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