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Lockwood South, Greater Bendigo: zoning, flood risk, school zones and what to check before you buy

Valuer-General Victoria doesn't report a median house or unit price for Lockwood South: too few sales. Median rent: $320 a week (ABS Census 2021, older than the price figures). Postcode 3551.

What stands out: A bushfire overlay covers 28% of the suburb's land (Vicmap Planning).

Page updated

Median rent
$320/wk
Census 2021 (older)
Census 2021 median, all rented homes
Four years older than the price figures; not directly comparable.
ABS Census 2021
Planning risk
Flood 7% LowBushfire 28% HighHeritage 0% Very low
share of suburb land area
2 suburb-specific overlays to check
Vicmap Planning
Getting around
12.8 km to nearest station
2 zoned primary, 3 secondary schools
PTV timetable data · Victorian Department of Education school zones

Check an address in Lockwood SouthCompare with another suburb

Lockwood South is a small community with a median age of 41, more socio-economically advantaged than most areas on the ABS's SEIFA index. Housing here is overwhelmingly standalone houses. The area is still light on cafés, shops and other everyday amenity. It's not served by train or tram. House sales here are too infrequent for a reliable median — see the unit and land figures below.

Ready to look at a specific property here? See the due diligence hub for what to verify before you sign.

Scope: Victoria, Australia. Suburb data here is Victorian (state valuer, rental, planning and school records); regional Victoria comparison group.

In this profile

  • Planning and riskZones, overlays, flood and bushfire, and what is planned nearby, with an address check.
  • Prices and rentsMedian prices and rents, how they have moved, and sales volume.
  • SchoolsThe government school zones that cover the suburb.
  • Living hereTransport, commute times, who lives here and the suburbs nearby.
  • Before you buyThe checks every purchase needs, common questions and guides.

Next: Planning and risk

Is Lockwood South in a flood, bushfire or heritage area?

Lockwood South has relatively light heritage-overlay coverage (about 0%), though it can still apply to individual parcels. Parts of the suburb (about 7%) sit under flood-related overlays. A Bushfire Management Overlay affects about 28% of the area.

Suburb-wide shares of the land, not a check of any one address.

Flood overlay7% · Low

Flood-related overlays can add building rules and raise insurance cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire overlay28% · High

If it applies it adds bushfire construction requirements (a BAL rating) and cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire prone area100% · Very high

In a designated bushfire prone area a minimum construction standard applies to new homes, based on the bushfire attack level (BAL). (Department of Transport and Planning (Victoria), verified 22 Oct 2026) So building or rebuilding there means working out the home’s BAL and pricing in what meeting it costs.

Share of the suburb. Source: Designated Bushfire Prone Area (DataVic) · Verify this address

Heritage overlay0% · Very low

Changes to the outside of a building, and demolition, need council approval. 3 named overlay areas (HO531, HO534, HO849) — oldest gazetted 2013.

Share of the suburb. Source: Vicmap Planning · Verify this address

Worth checking in Lockwood South

Check for a flood overlay

Parts of Lockwood South (~7%) sit under flood-related overlays. Confirm whether this address is affected.

Bushfire Management Overlay

A Bushfire Management Overlay affects ~28% of Lockwood South. If it applies, it drives bushfire construction requirements (BAL rating) and cost.

Free. Zone, overlays, hazard exposure, history and school zones for any address in Victoria.

Zoning mix and building controls

Land use across the suburb (planning zones)

Rural / Green 80%Public / Parks 17%
Zoning
Rural / Green
mostly Farming Zone – Schedule 1 (FZ1) · 62% of the suburb
Building & development controls

Planning overlays that can affect building, renovating or removing vegetation somewhere in Lockwood South — confirm whether any apply to the specific address.

  • Vegetation Protection Overlay — a permit is needed to remove or lop protected trees
  • Environmental Significance Overlay — environmental values that constrain development
Planning changes in Lockwood South: 1 recorded since 2017

Planning controls on land in Lockwood South have changed since 2017. Each row below is one gazetted amendment — a batch of parcels changed together in the same notice, not a single lot — the kind of thing that moves land value and that portals don’t show.

2018New overlay — 1 parcel gained flood (inundation) controls · gazetted Apr 2018

Source: Vicmap Planning Scheme History (2017–present); parcel-level zone & overlay changes grouped by suburb, zone transition and gazettal batch. A suburb-level record — confirm the specific parcel. See how Melbourne’s zoning changed over the decade →

Skip the map
Map of Lockwood South: suburb boundaryOutline drawn from the same boundary data as the interactive map.

  • Suburb
Layers on this map, as a table
Layers drawn on the map of Lockwood South
LayerShare of suburbSource
Suburb boundaryThe whole suburbABS SAL 2021
Suburb boundary. Map © OpenStreetMap contributors.

Overlay colours reflect how much of the suburb an overlay covers — green under ~8%, amber ~8–20%, red above 20%. Public-acquisition, contamination (EAO) and floodway overlays are listed above under "Worth checking" wherever they apply, because even a small area can include a specific property. Source: Vicmap Planning. What do these terms mean? · How to verify planning controls for an address

Watch Lockwood South for planning changes

Email me when a planning zone or overlay changes for Lockwood South VIC. Free, double opt-in, unsubscribe anytime.

Free. No spam. One email per gazetted change.

Next: Prices and rents

What do homes cost in Lockwood South?

Lockwood South has too few recorded sales for a reliable median. Typical rent is $320/wk (Census 2021).

Show recorded crime and amenity-density comparisons
Compare Lockwood South with
Recorded crime (council area)
lower recorded crime than 30%
Café & amenity density
denser in cafés & shops than 1%
Café & amenity density
denser in cafés & shops than 1%

Next: Schools

Which school zones cover Lockwood South?

Parts of Lockwood South fall within 2 primary and 3 secondary government school catchments. 1 school is located within the suburb (1 government).

Government schools have address-based catchment zones; Catholic and independent schools set their own enrolment processes.

Zoned government schools
Catchments that cover part of Lockwood South — a suburb can span several, and your exact address decides which applies. Confirm at findmyschool.vic.gov.au.
How the school zones cover Lockwood South
Share of Lockwood South's addresses inside each zone, the school's enrolment trend and how often the zone boundary has moved.
ZoneCoversEnrolmentsBoundary
Primary school zones
Lockwood South Primary School100%——
Secondary school zones
Bendigo Senior Secondary College100%——
Crusoe 7-10 Secondary College100%——
Sources: Victorian Department of Education school zones 2027 and earlier releases, All Schools FTE Enrolments (CC BY 4.0), G-NAF addresses. Enrolments show demand, not capacity. Your exact address decides which zone applies.
Schools in Lockwood South
Every school physically located within the suburb, by sector and type.
Lockwood South Primary School · Government primary

Next: Living here

How well connected is Lockwood South?

0 train, 0 tram and 4 bus stop points sit inside the suburb (PTV timetable data).

Getting around
0 train · 0 tram · 4 bus
nearest train station ~12.8 km · counts are stop points, not stations (a station is often several)
Train frequency
every 24 min
at the nearest station, weekday AM peak
Tram frequency
every 4 min
at the nearest stop, weekday AM peak
Schools
1
primary & secondary
Nearest Centrelink
~18 km
outside the suburb
Everyday amenity (OpenStreetMap)
Cafés & amenity density
0 cafés
Low café & amenity density — likely more car-dependent
Restaurants
0
places to eat nearby
Supermarkets
0
grocery stores nearby
Pharmacies
0
chemists nearby
Parks
0
green space nearby
Childcare
0
centres nearby
GP & medical centres
0
nearby

Who lives in Lockwood South?

— 1,052 residents · median age 41 · 95% own their home · SEIFA 8/10
Population
1,052
usual residents (Census 2021)
Owner-occupied
95%
95% own, 2% private rent, 0% social, 3% other or not stated
Median age
41 yrs
of residents
Personal income
$816/wk
median, per week
Household income
$2,112/wk
median, per week
Avg household size
3.0 people
people per home · 88% family households
Monthly mortgage
$1,633/mo
median repayment
Taxpayer income
$57,335/yr
median taxable income, per year (ATO)
Population growth
no data
Recorded crime
104 per 1,000 residents
a year, across all of Greater Bendigo council, not just Lockwood South · higher than most VIC councils

In Lockwood South itself: 22 recorded offences in the year to 2026 (Crime Statistics Agency, matched by suburb name and postcode — a closer figure than the council-wide band above, though still a count, not a rate per resident).

Offence category mix (Greater Bendigo council's mix, latest year):

  • Property and deception offences41%
  • Justice procedures offences26%
  • Crimes against the person22%
  • Drug offences5%
  • Public order and security offences5%
  • Other offences0%

Recorded offences by year, Lockwood South (up 100% since 2019):

YearOffences
201911
202010
202121
202232
202365
202414
202526
202622
How Lockwood South changed, 2016 to 2021
  • Median household incomeup 25%
  • Median personal incomeup 20%
  • Median weekly rentup 28%
  • Median ageolder by 3 years
ABS Census of Population and Housing 2016 and 2021, medians for the suburb (CC BY 4.0). Dollar changes are not adjusted for inflation.

How advantaged the area is

Deciles 1–10 vs all Victorian areas — 10 = most advantaged — from the ABS SEIFA index. A demographic measure, not a house-price one. These three don’t always move together — a suburb with lots of renters or students, for example, can score high on education but lower on income and housing costs.

Overall advantage
8/10
More advantaged than most
Economic resources
10/10
income, housing costs & wealth
Education & occupation
5/10
qualifications & skilled jobs

The homes here

Mix of dwelling types across the suburb (Census 2021)

Houses 100%Townhouses 0%Apartments 0%

Who owns and rents here (Census 2021)

Owned 95%Private rental 2%Social housing 0%Other or not stated 3%
More detail on building height and bedroom mix (Census 2021)

Bedroom mix (share of all occupied dwellings):

  • 2 bedrooms: 5%
  • 3 bedrooms: 36%
  • 4 or more bedrooms: 57%

Not sure whether a house, townhouse or apartment suits you? Decide what to buy →

Recorded crime is a council-wide rate — every offence police logged over the latest year (theft, property damage, drug and traffic offences and the like, not only violent crime) divided by the council’s residents. A broad area signal, not a figure for this exact street.
All figures are suburb-level indicators, not property-specific — always confirm the exact address on the Section 32. Sources: ABS Census 2021, Valuer-General Victoria, DFFH Rental Report, Crime Statistics Agency Victoria, Vicmap Planning, Victorian Government UDP, Victorian Department of Education (schools & zones, via data.vic, CC BY 4.0), OpenStreetMap.

Suburbs near Lockwood South

The 6 closest suburbs with a Delora page, by distance between suburb centres.

All suburbs in Greater Bendigo →   Browse all suburbs →

Next: Before you buy

What should I check before buying in Lockwood South?

Overlay and pipeline checks specific to Lockwood South are in the Planning and risk tab. Two checks apply to every purchase.

C1

Easements & covenants

Check Section 3 for easements (e.g. drainage/sewer along a boundary — you usually can’t build over them) and restrictive covenants (single-dwelling, materials, height) that limit your plans.

C2

Owners corporation (if applicable)

Apartments and many townhouses in Lockwood South are in an owners corporation. If so, the statement must include its certificate — review annual fees, any special levies, the maintenance fund and insurance.

Already under contract in Lockwood South?

Questions about Lockwood South

What postcode is Lockwood South?

Lockwood South is in postcode 3551, in the Greater Bendigo council area, Victoria.

What is the population of Lockwood South?

Lockwood South had 1,052 usual residents at the 2021 Census (ABS), with a median age of 41.

Is Lockwood South in a flood zone?

About 7% of Lockwood South's land is under a flood-related planning overlay (LSIO, SBO or floodway), and about 28% is under the Bushfire Management Overlay (Vicmap Planning). These are suburb-wide shares: whether an overlay applies to one property depends on the address, so check it on VicPlan and in the Section 32.

Show all 4 more questions
What should I check in a Section 32 for Lockwood South?

For Lockwood South, pay particular attention to any heritage overlay (none mapped at suburb level — check the specific parcel), any flood-related overlay (about 7% of the land), easements and restrictive covenants on the title, and — for apartments — the owners-corporation certificate with its fees and any special levies.

Does Lockwood South have heritage overlays?

No heritage overlay coverage was mapped for Lockwood South at the suburb level. That doesn't rule out an individually heritage-listed property or a Heritage Overlay on a specific parcel — check the planning section of the Section 32 for this address.

How is Lockwood South zoned?

Most of Lockwood South (62% of the land) is in the Farming (FZ1), then PCRZ (17%) and RLZ3 (15%) (Vicmap Planning). The zone and its schedule set what can be built; check the exact zone for an address on VicPlan.

Which school zones cover Lockwood South?

Parts of Lockwood South are in the government school zones for primary: Lockwood South Primary School, Maldon Primary School; secondary: Bendigo Senior Secondary College, Castlemaine Secondary College, Crusoe 7-10 Secondary College (Victorian Department of Education school zones). A suburb can span several zones: the exact address decides which applies, so confirm it at findmyschool.vic.gov.au.

Guides for buying in Lockwood South

The heritage, flood and bushfire figures in Planning and risk are suburb-wide — they tell you how common an overlay is here, not whether it applies to one specific address. Confirm via VicPlan and an in-person inspection before you rely on them.

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