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Cape Woolamai, Bass Coast: zoning, flood risk, school zones and what to check before you buy

Valuer-General Victoria doesn't report a median house or unit price for Cape Woolamai: too few sales. Median rent: $340 a week (ABS Census 2021, older than the price figures). Postcode 3925.

What stands out: A bushfire overlay covers 78% of the suburb's land (Vicmap Planning).

Page updated

Median rent
$340/wk
Census 2021 (older)
Census 2021 median, all rented homes
Four years older than the price figures; not directly comparable.
ABS Census 2021
Planning risk
Flood 3% LowBushfire 78% Very highHeritage 1% Very low
share of suburb land area
1 suburb-specific overlay to check
Vicmap Planning
Getting around
21.5 km to nearest station
1 zoned primary, 1 secondary schools
PTV timetable data · Victorian Department of Education school zones

Check an address in Cape WoolamaiCompare with another suburb

Cape Woolamai is an established suburb with an older, more settled population — median age 43, more socio-economically advantaged than most areas on the ABS's SEIFA index. Housing here is overwhelmingly standalone houses. The area is still light on cafés, shops and other everyday amenity. It's not served by train or tram. House sales here are too infrequent for a reliable median — see the unit and land figures below.

Ready to look at a specific property here? See the due diligence hub for what to verify before you sign.

Scope: Victoria, Australia. Suburb data here is Victorian (state valuer, rental, planning and school records); regional Victoria comparison group.

In this profile

  • Planning and riskZones, overlays, flood and bushfire, and what is planned nearby, with an address check.
  • Prices and rentsMedian prices and rents, how they have moved, and sales volume.
  • SchoolsThe government school zones that cover the suburb.
  • Living hereTransport, commute times, who lives here and the suburbs nearby.
  • Before you buyThe checks every purchase needs, common questions and guides.

Next: Planning and risk

Is Cape Woolamai in a flood, bushfire or heritage area?

Cape Woolamai has relatively light heritage-overlay coverage (about 1%), though it can still apply to individual parcels. A Bushfire Management Overlay affects about 78% of the area.

Suburb-wide shares of the land, not a check of any one address.

Flood overlay3% · Low

Flood-related overlays can add building rules and raise insurance cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire overlay78% · Very high

If it applies it adds bushfire construction requirements (a BAL rating) and cost.

Share of the suburb. Source: Vicmap Planning · Verify this address

Bushfire prone area86.2% · Very high

In a designated bushfire prone area a minimum construction standard applies to new homes, based on the bushfire attack level (BAL). (Department of Transport and Planning (Victoria), verified 22 Oct 2026) So building or rebuilding there means working out the home’s BAL and pricing in what meeting it costs.

Share of the suburb. Source: Designated Bushfire Prone Area (DataVic) · Verify this address

Heritage overlay1% · Very low

Changes to the outside of a building, and demolition, need council approval. 1 named overlay area (HO180) — oldest gazetted 2006.

Share of the suburb. Source: Vicmap Planning · Verify this address

Worth checking in Cape Woolamai

Bushfire Management Overlay

A Bushfire Management Overlay affects ~78% of Cape Woolamai. If it applies, it drives bushfire construction requirements (BAL rating) and cost.

Free. Zone, overlays, hazard exposure, history and school zones for any address in Victoria.

Zoning mix and building controls

Land use across the suburb (planning zones)

Public / Parks 74%Residential 26%
Zoning
Public / Parks
mostly Public Conservation And Resource Zone (PCRZ) · 72% of the suburb
Building & development controls

Planning overlays that can affect building, renovating or removing vegetation somewhere in Cape Woolamai — confirm whether any apply to the specific address.

  • Design & Development Overlay — height, setback or design rules on new building
  • Vegetation Protection Overlay — a permit is needed to remove or lop protected trees
  • Significant Landscape Overlay — controls to protect the area’s landscape character
Planning changes in Cape Woolamai: none recorded since 2017

No zone changes or new planning overlays have been recorded on land in Cape Woolamai since 2017 — its planning rules have stayed put over the period we track. That stability is itself worth knowing.

Source: Vicmap Planning Scheme History (2017–present). How Melbourne’s zoning actually changed over the decade →

Skip the map
Map of Cape Woolamai: suburb boundaryOutline drawn from the same boundary data as the interactive map.

  • Suburb
Layers on this map, as a table
Layers drawn on the map of Cape Woolamai
LayerShare of suburbSource
Suburb boundaryThe whole suburbABS SAL 2021
Suburb boundary. Map © OpenStreetMap contributors.

Overlay colours reflect how much of the suburb an overlay covers — green under ~8%, amber ~8–20%, red above 20%. Public-acquisition, contamination (EAO) and floodway overlays are listed above under "Worth checking" wherever they apply, because even a small area can include a specific property. Source: Vicmap Planning. What do these terms mean? · How to verify planning controls for an address

Watch Cape Woolamai for planning changes

Email me when a planning zone or overlay changes for Cape Woolamai VIC. Free, double opt-in, unsubscribe anytime.

Free. No spam. One email per gazetted change.

Next: Prices and rents

What do homes cost in Cape Woolamai?

Cape Woolamai has too few recorded sales for a reliable median. Typical rent is $340/wk (Census 2021).

Show recorded crime and amenity-density comparisons
Compare Cape Woolamai with
Recorded crime (council area)
lower recorded crime than 56%
Café & amenity density
denser in cafés & shops than 78%
Café & amenity density
denser in cafés & shops than 75%

Next: Schools

Which school zones cover Cape Woolamai?

Parts of Cape Woolamai fall within 1 primary and 1 secondary government school catchments. No schools sit within the suburb boundary itself, though the catchments above extend into it from neighbouring areas.

Government schools have address-based catchment zones; Catholic and independent schools set their own enrolment processes.

Zoned government schools
Catchments that cover part of Cape Woolamai — a suburb can span several, and your exact address decides which applies. Confirm at findmyschool.vic.gov.au.
Secondary
Bass Coast College
How the school zones cover Cape Woolamai
Share of Cape Woolamai's addresses inside each zone, the school's enrolment trend and how often the zone boundary has moved.
ZoneCoversEnrolmentsBoundary
Primary school zones
Newhaven Primary School100%——
Secondary school zones
Bass Coast College (San Remo Campus)100%——
Bass Coast College (Wonthaggi Campus)100%——
Sources: Victorian Department of Education school zones 2027 and earlier releases, All Schools FTE Enrolments (CC BY 4.0), G-NAF addresses. Enrolments show demand, not capacity. Your exact address decides which zone applies.

Next: Living here

How well connected is Cape Woolamai?

0 train, 0 tram and 7 bus stop points sit inside the suburb (PTV timetable data).

Getting around
0 train · 0 tram · 7 bus
nearest train station ~21.5 km · counts are stop points, not stations (a station is often several)
Train frequency
every 60 min
at the nearest station, weekday AM peak
Tram frequency
every 11 min
at the nearest stop, weekday AM peak
Schools
0
primary & secondary
Nearest Centrelink
~22 km
outside the suburb
Everyday amenity (OpenStreetMap)
Cafés & amenity density
2 cafés
Low café & amenity density — likely more car-dependent
Restaurants
0
places to eat nearby
Supermarkets
0
grocery stores nearby
Pharmacies
0
chemists nearby
Parks
0
green space nearby
Childcare
0
centres nearby
GP & medical centres
0
nearby

Who lives in Cape Woolamai?

— 2,301 residents · median age 43 · 75% own their home · SEIFA 7/10
Population
2,301
usual residents (Census 2021)
Owner-occupied
75%
75% own, 14% private rent, 0% social, 11% other or not stated
Median age
43 yrs
of residents
Personal income
$732/wk
median, per week
Household income
$1,471/wk
median, per week
Avg household size
2.4 people
people per home · 71% family households
Monthly mortgage
$1,500/mo
median repayment
Taxpayer income
$46,462/yr
median taxable income, per year (ATO)
Population growth
no data
Recorded crime
90 per 1,000 residents
a year, across all of Bass Coast council, not just Cape Woolamai · around the state average

In Cape Woolamai itself: 79 recorded offences in the year to 2026 (Crime Statistics Agency, matched by suburb name and postcode — a closer figure than the council-wide band above, though still a count, not a rate per resident).

Offence category mix (Bass Coast council's mix, latest year):

  • Property and deception offences42%
  • Justice procedures offences25%
  • Crimes against the person21%
  • Public order and security offences7%
  • Drug offences5%
  • Other offences0%

Recorded offences by year, Cape Woolamai (up 49% since 2019):

YearOffences
201953
202069
2021133
2022103
2023115
202475
2025105
202679
How Cape Woolamai changed, 2016 to 2021
  • Median household incomeup 30%
  • Median personal incomeup 24%
  • Median weekly rentup 26%
  • Median ageolder by 1 year
ABS Census of Population and Housing 2016 and 2021, medians for the suburb (CC BY 4.0). Dollar changes are not adjusted for inflation.

How advantaged the area is

Deciles 1–10 vs all Victorian areas — 10 = most advantaged — from the ABS SEIFA index. A demographic measure, not a house-price one. These three don’t always move together — a suburb with lots of renters or students, for example, can score high on education but lower on income and housing costs.

Overall advantage
7/10
More advantaged than most
Economic resources
6/10
income, housing costs & wealth
Education & occupation
7/10
qualifications & skilled jobs

The homes here

Mix of dwelling types across the suburb (Census 2021)

Houses 88%Townhouses 11%Apartments 1%

Who owns and rents here (Census 2021)

Owned 75%Private rental 14%Social housing 0%Other or not stated 11%
More detail on building height and bedroom mix (Census 2021)

Apartment building height (share of all dwellings in the suburb, not just apartments):

  • Low-rise (1–2 storeys): 1%

Bedroom mix (share of all occupied dwellings):

  • Studio or 1 bedroom: 2%
  • 2 bedrooms: 11%
  • 3 bedrooms: 54%
  • 4 or more bedrooms: 31%

Not sure whether a house, townhouse or apartment suits you? Decide what to buy →

Recorded crime is a council-wide rate — every offence police logged over the latest year (theft, property damage, drug and traffic offences and the like, not only violent crime) divided by the council’s residents. A broad area signal, not a figure for this exact street.
All figures are suburb-level indicators, not property-specific — always confirm the exact address on the Section 32. Sources: ABS Census 2021, Valuer-General Victoria, DFFH Rental Report, Crime Statistics Agency Victoria, Vicmap Planning, Victorian Government UDP, Victorian Department of Education (schools & zones, via data.vic, CC BY 4.0), OpenStreetMap.

Suburbs near Cape Woolamai

The 6 closest suburbs with a Delora page, by distance between suburb centres.

All suburbs in Bass Coast →   Browse all suburbs →

Next: Before you buy

What should I check before buying in Cape Woolamai?

Overlay and pipeline checks specific to Cape Woolamai are in the Planning and risk tab. Two checks apply to every purchase.

C1

Easements & covenants

Check Section 3 for easements (e.g. drainage/sewer along a boundary — you usually can’t build over them) and restrictive covenants (single-dwelling, materials, height) that limit your plans.

C2

Owners corporation (if applicable)

Apartments and many townhouses in Cape Woolamai are in an owners corporation. If so, the statement must include its certificate — review annual fees, any special levies, the maintenance fund and insurance.

Already under contract in Cape Woolamai?

Questions about Cape Woolamai

What postcode is Cape Woolamai?

Cape Woolamai is in postcode 3925, in the Bass Coast council area, Victoria.

What is the population of Cape Woolamai?

Cape Woolamai had 2,301 usual residents at the 2021 Census (ABS), with a median age of 43.

Is Cape Woolamai in a flood zone?

About 3% of Cape Woolamai's land is under a flood-related planning overlay (LSIO, SBO or floodway), and about 78% is under the Bushfire Management Overlay (Vicmap Planning). These are suburb-wide shares: whether an overlay applies to one property depends on the address, so check it on VicPlan and in the Section 32.

Show all 4 more questions
What should I check in a Section 32 for Cape Woolamai?

For Cape Woolamai, pay particular attention to heritage overlays (about 1% of the suburb is affected), any flood-related overlay (about 3% of the land), easements and restrictive covenants on the title, and — for apartments — the owners-corporation certificate with its fees and any special levies.

Does Cape Woolamai have heritage overlays?

Heritage overlays cover a small share of Cape Woolamai (about 1%) — not common, but still worth a quick check: confirm in the Section 32's planning section whether a Heritage Overlay applies to this specific parcel, since it restricts demolition and external changes.

How is Cape Woolamai zoned?

Most of Cape Woolamai (72% of the land) is in the PCRZ (PCRZ), then GRZ1 (26%) (Vicmap Planning). The zone and its schedule set what can be built; check the exact zone for an address on VicPlan.

Which school zones cover Cape Woolamai?

Parts of Cape Woolamai are in the government school zones for primary: Newhaven Primary School; secondary: Bass Coast College (Victorian Department of Education school zones). A suburb can span several zones: the exact address decides which applies, so confirm it at findmyschool.vic.gov.au.

Guides for buying in Cape Woolamai

The heritage, flood and bushfire figures in Planning and risk are suburb-wide — they tell you how common an overlay is here, not whether it applies to one specific address. Confirm via VicPlan and an in-person inspection before you rely on them.

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Sources on this page last verified against the primary source each figure cites. What “verified” means