Delora

Deciding what to buy

Townhouse

A middle ground between a house and an apartment — often with a small private outdoor area, and sometimes an owners corporation.

Jurisdiction: Australia-wide principles; Victorian sources cited·Written by: Delora editorial team·Last reviewed: 2026-08-28·Change history
Key points
  • A townhouse typically sits between a house and an apartment in space and privacy.
  • Whether an owners corporation applies varies by development — check the title and plan of subdivision.
  • Some townhouses are fully separate (Torrens) titles with no shared obligations at all.

A middle ground

A townhouse typically sits between a house and an apartment: often multi-storey, usually with a small private outdoor area, and commonly — though not always — part of an owners corporation if it shares a driveway, walls or other common property with neighbouring townhouses.

What to confirm

Whether a specific townhouse has an owners corporation — and what it covers — varies by development; some townhouse titles are fully separate (Torrens title) with no shared obligations at all, while others share a driveway or building elements requiring an owners corporation (see that guide). Never assume either way without checking the title and plan of subdivision. Even a fully separate title doesn't automatically mean zero shared obligations — a townhouse can still carry an easement over a shared or party wall with the neighbouring property, independent of whether an owners corporation applies.

Common mistake: assuming all townhouses work the same way. Confirm the specific title type and whether an owners corporation applies before comparing fees and obligations against other properties.

Where townhouse stock actually sits

Townhouses (and the closely related row and terrace housing category) make up a median of only 10.2% of dwelling stock across Delora's 484 published suburbs, but 128 suburbs — roughly one in four — have this stock at 20% or more, concentrated in middle-ring suburbs where infill development has replaced older single-dwelling lots. Checking a suburb's actual dwelling mix on its Delora profile before shortlisting can save time in areas where townhouse stock, and therefore genuine choice, is thin.

Practical checklist

Before shortlisting a townhouse

  • Confirm the title type — Torrens title or strata/owners corporation
  • If an owners corporation applies, research it (see the owners corporations guide)
  • Check what, if anything, is shared with neighbouring townhouses

Questions for a professional

  • Is this townhouse's title fully separate, or does it involve an owners corporation?

Official resources

Important limitations: This is general education. Whether a specific townhouse has shared obligations must be confirmed from its actual title.
Evidence record
Written by
Delora editorial team
Jurisdiction
Australia-wide principles; Victorian sources cited
Content type
Guide (general education, not financial advice)
Last reviewed
2026-07-29
Sources
General guidance on this page isn't tied to specific cited claims — see "Official resources" above, and how Delora sources content