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Consumer Affairs Victoria
Settlementretrieved 29 Jul 2026 · Government guidance · tier 1 Active claims (4)
Every claim in this subject currently powering a guide or tool, with its confidence and last verification date.
Victorian buyers are entitled to inspect the property at any reasonable time during the week before settlement. The contract requires the seller to return the property in the same condition as when it was sold, so a buyer should use this inspection to confirm all contract-listed items are present and undamaged, and raise any new damage before settlement.confidence: authoritative · last verified 29 Jul 2026 · jurisdiction VIC
At settlement, outgoings such as council rates and other charges are adjusted between the buyer and seller — the seller is responsible for rates up to and including settlement day, and the buyer from the day after. Land transfer duty is calculated on the purchase price or market value, whichever is greater, and can be paid at settlement or within three months after.confidence: authoritative · last verified 29 Jul 2026 · jurisdiction VIC
A Victorian buyer should arrange building insurance to take effect from when the seller signs the contract of sale, not from settlement day, since the buyer carries an insurable interest in the property from contract signing even though the seller's own insurance typically remains in place until settlement.confidence: authoritative · last verified 29 Jul 2026 · jurisdiction VIC
At settlement in Victoria, three things happen: the buyer pays the balance of the purchase price to the seller, the buyer receives the property title and becomes the registered owner, and the buyer takes possession of the property (unless otherwise arranged). Settlement is usually conducted between the buyer's and seller's legal practitioners or conveyancers and lenders, not the buyer and seller directly.confidence: authoritative · last verified 29 Jul 2026 · jurisdiction VIC
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