Delora

Preparing financially

Off-the-plan duty concession

A temporary Victorian concession for eligible off-the-plan apartment and townhouse purchases — how it reduces dutiable value, and why its expiry date needs confirming before you rely on it.

Jurisdiction: Victoria only·Written by: Delora editorial team·Last reviewed: 2026-07-29·Change history
Key points
  • The concession excludes post-contract construction/refurbishment costs from the dutiable value for eligible off-the-plan strata purchases.
  • It applies to apartments and townhouses within a strata subdivision with common property.
  • It is temporary and has been extended more than once — always confirm the current expiry date directly with the SRO before relying on it.
  • It is separate from the first-home buyer duty exemption/concession and can potentially interact with it — confirm both together for your specific purchase.

What the concession does

Victoria's temporary off-the-plan land transfer duty concession reduces the dutiable value used to calculate duty for eligible off-the-plan purchases of apartments and townhouses within a strata subdivision, by excluding the construction or refurbishment costs incurred on or after the contract date from the dutiable value. This can substantially reduce the duty payable compared with an established property of the same contract price.

The current expiry date

As most recently extended (per the 2026-27 Victorian Budget, pending legislation), this concession currently applies to eligible contracts entered into up to and including 21 April 2027 (State Revenue Office Victoria, verified 29 Jul 2026). It has been extended more than once already — an earlier extension had set the cut-off at 20 October 2026 before this further extension — so the applicable date has changed before and may change again. Always confirm the current expiry directly with the SRO before signing a contract that depends on this concession being available — Delora's knowledge graph monitors this source for further changes, but the authoritative answer at the moment you sign is the SRO's own page.

Common mistake: budgeting around this concession for a contract you expect to sign near a rumoured cut-off date, without confirming the current legislated date directly beforehand — extensions have historically depended on state budget announcements and subsequent legislation, not guaranteed in advance.

Practical checklist

Before relying on this concession

  • Confirm the current expiry date directly on the SRO's off-the-plan concession page
  • Check the property qualifies as a strata subdivision with common property
  • Ask your conveyancer to calculate the exact dutiable value reduction for your contract
  • Check whether you also qualify for the first-home buyer duty exemption or concession

Relevant Delora tool

Estimate your buying costs →

Questions for a professional

  • Does this specific off-the-plan contract qualify for the concession?
  • What is the exact dutiable value and duty payable after the concession applies?
  • Is the concession still available for contracts signed on my expected settlement timeline?

Official resources

Important limitations: This concession's eligibility rules and expiry date have changed before and may change again. This guide states Delora's most recently verified expiry date with its source below — always confirm the current position directly with the SRO before signing a contract that depends on it.

Sources and methodology

Figures on this page are drawn from Delora's local knowledge graph, refreshed from these primary sources and checked for changes on a regular schedule. If a figure here looks out of date, the official source above is always the authority — please let us know.

Written by
Delora editorial team
Professional review
Not yet reviewed by a licensed professional — confirm anything material with your conveyancer, broker or accountant
Jurisdiction
Victoria only
Content type
Guide (general education, not financial advice)
Last reviewed
2026-07-29
Sources
See "Further reading" / "Sources" above for cited sources